When you initially purchase an annuity, funds may be contributed in a number of ways, depending on whether the annuity is immediate or deferred. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. 5% will also come with an annual rider fee of 0. Downside protection. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. We. Nobody likes that. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. If you’re still considering the FG Guarantee Platinum 7. My name is William Seeley. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. With this annuity, there is an annual insurance charge of 0. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). 60% a year, and the maximum annual fee for the life of the contract is 2. My name is Scott Batchelar. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. If you’re still considering the Farm Bureau Select IV New Money 4. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. These updates include funds that have been merged into the annuity that was not previously available. We can help you with the following three areas: 1). At Annuity Gator, we can help you to narrow down which annuity is right for you – if. 5:38 PM, 19 February 2019 . The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. The opportunity for additional, index-linked. Learn More About Me. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. What’s Included In This Annuity Ranking Report This Annuity Ranking Report was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. com Visit this website Write a review 4. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. The opportunity for additional, index-linked. These begin in Year 1 at 9%, and they gradually grade down to . The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity. Use the form on our website and one of the AnnuityGator. 2 Living Benefit Rider The Transamerica Income Edge 1. 8 350 total 83% 5% 2% 2-star 2% 1. As an income source for investors who have a longer timeline. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. It’s our firm belief that when. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. He answered every question and never pushed for a sale. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. ”. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. I think Mr. Annuities are a unique product in that. This has led some to complain publicly. schedule your web demo. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. Therefore, if you would like more information on SPIAs and/or you would like us to review an annuity that you already own, please feel free to contact us directly by. Annuity Gator. 50% in Year 10, until they reach 0% in Year 11 and thereafter. For instance, the Better Business Bureau has given Athene an overall grade of C-. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. At Annuity Gator, our mission is to educate consumers (as well as financial advisors) about how these financial vehicles work, and how they can provide you with a steady and reliable income source. 11:13 AM, 29 January 2019 . I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. These contributions are tax-deductible and they grow tax-deferred. Here you’ll find truthful, clean and understandable information regarding annuities. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. Despite the current volatility in the market and the elevated. The Annuity Gator’s End Take on the AXA Investment Edge Variable Annuity Where it works best: When considering the AXA Investment Edge annuity, it can oftentimes work the best in situations where an investor has already “maxed out” his or her employer-sponsored retirement plan and/or IRA accounts and still wants the ability to invest in. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. When the underlying index performs well, a. Read 6 reviews from customers who rated Annuity Gator 1. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. Despite the current volatility in the market and the low. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. 35%. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. This is because the contract will provide the. We can help you with the following three areas: 1). As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. 00%. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. S&P 500 Performance. Your personal info might be collected and sold to a random insurance. For instance, this annuity can provide you with a personal pension-like income. 40%. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. Again no pressure to buy anything. For producing an income for life that cannot be outlived by a surviving spouse. We’ve also been providing these. Given this, it is important to consider any annuity a long term financial endeavor. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. Annuity Gator – Ryan Smith Bio. Welcome to the Annuity Gator database. Overall, given the low return that the Allianz 222 annuity has produced of. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. My name is Ryan McNeill. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. (Then, following the initial guaranteed option period, renewal interest rates. I requested money from my Athene Annuity to repair an extremely damaged roof. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. Guaranteed lifetime income in retirement. Best, and an A- (Strong) from Standard & Poor’s. The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. At Annuity Gator, we are a team of experienced annuity specialists who focus on offering very in-depth – and unbiased – reviews on fixed, indexed, and variable annuity products. The Annuity Gator’s End Take on the Transamerica Income Edge 1. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. The smart way to get honest annuity guidance. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. M. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). 20% for a single Life or 2. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gators End-Take on the Transamerica Variable Annuity Series C-Share. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. Annuity details can be somewhat cumbersome to digest. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. Dynamic Balanced Index II May 2016 – April 2017. com team members will personally. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. The minimum fee for this feature is . The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. Compare the annuity’s performance against. 75% to 6%, depending on your age and the income. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. Read customer reviews of their agents, products, and services on Trustpilot. 60% a year, and the maximum annual fee for the life of the contract is 2. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The opportunity for index-linked growth. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. My name is Donna Lee. Competitive interest rates. | We simplify the way annuities are. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. However, the fine points and pitfalls of the annuity suggested were not fully explained. Learn More About Me. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. have an annuity question? Our Advisors. My name is Brian Greco. With an indexed annuity, the return is based in large part on an underlying market index, such as the S&P 500. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. For investors who have a high tolerance for risk. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. 12:36 PM, 16 June 2017 . We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. At Annuity Gator, we take the frustration out of shopping for annuities. For. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Ouch. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. So in this scenario, you would actually be guaranteed a rate of 4. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. 70% for joint life (both you and your spouse. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). We look forward to hearing from you. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. ) By paying this fee, your money will grow or step-up in a separate account. M. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. Here you’ll find resources to help you retire with confidence. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. (888) 440-2468. Despite the current volatility in the. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . Rather, it will simply be credit with 0% for that period. My name is Mark Newman. ”. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. In addition, there is an annual service charge of $35, up to a maximum of $50. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. Learn More About Me. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. hondo55 . Annuity Gator. product was identified and. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Welcome. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. This is particularly the case as the stock market has been so volatile, and unpredictable – in turn, leaving some investors high and dry (or more like low and dry) when it comes to achieving returns. However, they differ from regular fixed annuities in the way their return is determined. Annual withdrawals of 3. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. For producing an income for life that cannot be outlived by a surviving spouse. Overall fixed index annuity sales. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The minimum fee for this feature is . Share Tweet Pin it Share. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The company’s mission is to dispense honest guidance,. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. My name is Andrew Wallop. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. That being said, there are still some ways to determine whether or not to. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. This means that regardless of future economic conditions. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. Upstream Life is headquartered in Dallas, Texas. The Annuity Gator’s End Take on the Prudential HDLI v3. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. Annuity Gator connects its customers to a wide range of annuity providers. Annuities are not usually associated with the best way for that. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. Annuity Basics. Beware of these annuity websites. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. M. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . We met several times by phone and Zoom meetings, and he walked. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. Where it works best: For investors who have a longer time frame. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. The Annuity Gator’s End Take on the TIAA Traditional Fixed Annuity Where it works best: Given its safety and income options, the TIAA Traditional annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal A set rate of interest Tax-deferred growthThe Amplify 2. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. My name is William Seeley. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. We look forward to assisting you. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The representative also went into detail and explained to me the pros and cons of my annuity. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. That’s where the Annuity Gator comes in. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). Which sounds really cool at first. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. 00%. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. How Do Annuities Work. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. This annuity allows you to turn a lump sum of money into a steady income stream right way. We have been doing this for quite a few years now – far longer than our competitors. Barclays U. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. These begin in Year 1 at 9%, and they gradually grade down to . We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. An accumulation vehicle for someone who needs access to their money. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. My name is Matthew Taub. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. 75%. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. How to get guaranteed increasing income for the rest of your life. Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. Many indexed annuities will actually allow you to track multiple indexes from a list of options. This includes comparing different annuities side-by-side – and we. In addition, there is an annual service charge of $35, up to a maximum of $50. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. In this case, for instance, it provides greater downside protection in the case of a market downturn. Our annuity experts are also available to answer any of the question or concerns that you. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. He took the time to educate me on the alternatives available in the field of annuities. This seemingly endless stream of annuity. 4,789 likes · 144 talking about this. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. For instance, this annuity has ten years of back-end surrender charges. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. If you’re still considering the Fidelity FG Guarantee. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Annuity Gator provided the contact with Joshua, and I am glad they did. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. Use the form on our website and one of the AnnuityGator. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. With more than $9. There are some other key features to consider with the. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations.